How to
Get Your Ayushman Bharat PMJAY Card in 2025: Step-by-Step Guide
Healthcare
costs in India have surged in recent years, leaving millions struggling to
afford quality treatment. But what if you could secure free medical care for
your entire family? The Ayushman Bharat PMJAY Card—launched in 2018
as part of India’s flagship healthcare scheme—offers exactly that. As of
February 2025, over 12 crore families have benefited from this program, which
covers hospital expenses up to ₹5 lakh per year. In this guide, we’ll explain
how to apply for your PMJAY card, check eligibility, and use it effectively.
What Is
the Ayushman Bharat PMJAY Card?
The Ayushman
Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is a government-backed
health insurance scheme designed to provide free, cashless treatment to
low-income families. It covers over 1,900 medical procedures, including
surgeries, diagnostics, and medications, at 24,000+ empaneled hospitals (government-approved
facilities). The PMJAY card acts as your access pass to these services,
ensuring financial protection during medical emergencies.
Who Is
Eligible for the PMJAY Card?
Your
eligibility for the Ayushman card depends on two factors:
- SECC 2011 Database:
Families listed in the Socio-Economic Caste Census (SECC) 2011 as
“deprived” (based on criteria like income, occupation, and housing). - Senior Citizens: In
2024, the scheme expanded to include all seniors over 70 years,
regardless of SECC status.
How to
Check PMJAY Card Eligibility:
- Visit pmjay.gov.in and
enter your mobile number + state. - Call the helpline 14555 and share your ration
card/Aadhaar details.
How to
Apply for Your Ayushman Bharat PMJAY Card
Follow
these 5 simple steps to download your Ayushman Bharat card
online:
- Download the Ayushman App or
visit pmjay.gov.in. - Log In using your mobile number and OTP.
- Complete Aadhaar e-KYC for
identity verification. - Upload a Passport-Sized Photo (ensure
clarity). - Download Your PMJAY Card instantly
as a PDF.
Note: If
you’re eligible but not in the SECC database, visit a Common Service Centre
(CSC) for manual verification.
Top
Benefits of the PMJAY Card in 2025
- ₹5 Lakh Coverage Per Family/Year:
Covers hospitalization, surgeries, and post-treatment care. - Cashless Treatment: No
upfront payments at empaneled hospitals. - 1,929 Covered Procedures:
Includes critical treatments like cancer therapy and heart surgeries. - Pan-India Portability: Use
your Ayushman card in any state. - Free Health Check-Ups:
Preventive care for seniors.
How to
Use Your PMJAY Card for Cashless Treatment
- Find Empaneled Hospitals:
Search via the Ayushman app or pmjay.gov.in. - Visit the Hospital:
Share your PMJAY card and Aadhaar at the registration desk. - Verify Eligibility: The
hospital checks your details in the PMJAY portal. - Receive Treatment: No
bills—the government settles payments directly.
Tip: Always
carry your Aadhaar card for faster verification.
Also Read: Ayusman Bharat Yojana
FAQs
About the Ayushman Bharat PMJAY Card
Q1: Can I
apply without Aadhaar?
No—Aadhaar e-KYC is mandatory for online applications.
Q2: How do
I add family members to my PMJAY card?
Family members listed in the SECC 2011 are auto-included. Seniors over 70 can
apply separately.
Q3: Is
there an application fee?
No—the PMJAY card is completely free.
Q4: What if
I lose my card?
Re-download it instantly from the Ayushman app or website.
Why the
PMJAY Card Is Trending in 2025
The Ayushman
Bharat PMJAY Card has gained massive popularity in 2025 due to:
- Expanded Senior Citizen Coverage: The
2024 update now protects all elders over 70. - Awareness Campaigns:
Government ads on TV, radio, and WhatsApp have boosted registrations. - Rising Healthcare Inflation:
Families prioritize securing free medical coverage.
Aspect |
Details |
Scheme |
Ayushman |
Launch Date |
23rd September 2018, in Ranchi, Jharkhand |
Health |
₹5,00,000 |
Beneficiaries |
Over 50 crore individuals, targeting bottom 40% of Indian population |
Application |
Online |
Share this guide with family to help them access free healthcare!
Key
Citations
- Ayushman Bharat – Pradhan Mantri
Jan Arogya Yojana - Ayushman Card Online Apply
Registration 2025 - What is PMJAY Ayushman Bharat
Yojana Check Scheme Eligibility - Five Years of AB-PMJAY Editorial
Analysis - Budget 2025 Ayushman Bharat
PM-JAY Allocation
This
article is updated as of February 20, 2025, reflecting the latest
Ayushman Bharat guidelines. With your PMJAY card, healthcare emergencies no
longer need to be a financial burden—act now and secure your family’s health!