New Schemes in the Union Budget 2025-26

Comprehensive
Guide to New Indian Government Schemes Announced in the 2025-26 Budget

The 2025-26 Union Budget,
presented by Finance Minister Nirmala Sitharaman, introduced 21
transformative schemes aimed at accelerating India’s journey
toward a $5 trillion economy and achieving Viksit
Bharat by 2047. Focused on agriculture, MSMEs, innovation, and
social welfare, these initiatives promise to empower marginalized communities,
boost rural livelihoods, and drive sustainable growth.

 

Detailed
Analysis of Key Schemes

1.
Prime Minister Dhan-Dhaanya Krishi Yojana (2025)

Ministry: Agriculture & Farmers
Welfare
Objective: Boost agricultural productivity in 100
low-yield districts through crop diversification and infrastructure
development.
Target Beneficiaries: 1.7 crore farmers.
Key Features:

·        
Crop
diversification incentives for pulses and oilseeds.

·        
Panchayat-level
storage facilities and irrigation upgrades.

·        
Short-term
credit access via Kisan Credit Cards (₹5 lakh limit).
Budget Allocation: ₹12,000 crore (approx.).
Impact: Expected to reduce import dependency on pulses by
30% and increase farmer incomes by 25%. Read More…

 

2.
Mission for Aatmanirbharta in Pulses (2025)

Ministry: Agriculture & Farmers
Welfare
Objective: Achieve self-sufficiency in tur, urad, and
masoor production over six years.
Key Features:

·        
Climate-resilient
seed development.

·        
Guaranteed
procurement by NAFED and NCCF.
Budget Allocation: ₹8,500 crore (Phase 1).
Implementation: Collaboration with state agencies and
FPOs.
Impact: Stabilize domestic prices and reduce pulse
imports by 50% by 2030.

 

3.
Credit Cards for Micro Enterprises (2025)

Ministry: MSME
Objective: Provide collateral-free credit to
micro-enterprises.
Target Beneficiaries: 10 lakh Udyam-registered businesses.
Key Features:

·        
Customized
credit limit of ₹5 lakh.

·        
Priority
for women, SC/ST entrepreneurs.
Budget Allocation: ₹7,200 crore.
Impact: Expected to generate 15 lakh jobs and boost MSME
exports by 20%.

 

4.
Saksham Anganwadi & Poshan 2.0 (2025)

Ministry: Women & Child Development
Objective: Combat malnutrition among children and
mothers.
Target Beneficiaries:

·        
8
crore children.

·        
1
crore pregnant/lactating women.

·        
20
lakh adolescent girls.
Key Features: Enhanced nutritional support and fortified
food distribution.
Budget Allocation: ₹24,000 crore.
Impact: Reduce stunting by 10% in aspirational districts.

 

5.
Nuclear Energy Mission for Viksit Bharat (2025)

Ministry: Atomic Energy
Objective: Develop 100 GW nuclear capacity by 2047.
Key Features:

·        
₹20,000
crore for Small Modular Reactors (SMRs).

·        
5
indigenous SMRs operational by 2033.
Impact: Cut carbon emissions by 50 million tonnes
annually.

 

Summary
Table: New Schemes at a Glance

Scheme Name	Ministry	Budget (₹ Cr)	Key Benefit
PM Dhan-Dhaanya Krishi Yojana	Agriculture	12,000	Doubles farmer incomes in 100 districts
Credit Cards for Micro Enterprises	MSME	7,200	Collateral-free loans for 10 lakh firms
Saksham Anganwadi 2.0	WCD	24,000	Nutritional support for 8 crore children
Nuclear Energy Mission	Atomic Energy	20,000	Clean energy for 50 million households
Urban Challenge Fund	Urban Development	1,00,000	Revitalize 50 cities as economic hubs

(Note: Full list
available on the National Portal of India.)

 

 

Implementation
Strategies

·        
Digital Integration: Schemes like BharatTradeNet and JanSamarth Portal streamline
applications and fund disbursal.

·        
Public-Private Partnerships (PPP): Asset Monetization Plan
(2025–30) to raise ₹10 lakh crore for infrastructure.

·        
State Collaboration: 50-year interest-free loans (₹1.5 lakh crore) to states for
capital expenditure.

 

FAQs:
Addressing Common Queries

Q1. How to apply
for the Credit Cards for Micro Enterprises?
A: Register on the Udyam Portal and
submit required documents.

Q2. Are gig workers
covered under any scheme?
A: Yes! Gig workers receive identity cards, e-Shram registration,
and PM Jan Arogya Yojana benefits.

Q3. What’s the
income tax exemption limit?
A: ₹12.75 lakh for salaried individuals under the new tax regime.

Q4. How will the
Nuclear Energy Mission reduce power costs?
A: SMRs lower production costs by 40%, benefiting industries and
households.

 

Conclusion

The 2025-26 budget schemes
reflect India’s commitment to inclusive growth and technological
leadership. From empowering farmers to fostering clean energy, these
initiatives are poised to transform livelihoods and drive long-term economic
resilience. For detailed guidelines, visit the Ministry of Finance or JanSamarth Portal.